YouвЂ™ll have actually 1 month to answer the page of claim utilising the answer kind. You need to speak to your nearest people guidance.
Make use of the answer kind to:
- state you disagree you borrowed from the financial obligation
- inform your creditor youвЂ™re getting financial obligation advice and also a visit — say youвЂ™ll need much longer than 1 month
- ask to learn more from your own creditor — as an example, a free account statement or content associated with credit contract
In the event that youвЂ™ve gotten a claim pack
Answer when you can. YouвЂ™ll as a rule have at the least two weeks to respond.
Use the вЂN9B: Defence and counterclaimвЂ™ form to inform your creditor you disagree you borrowed from the funds.
You might have the ability to protect the claim if:
- you are able to show youвЂ™ve compensated the income your creditor say you borrowed from
- youвЂ™re perhaps maybe not the one who finalized the contract
- your creditor didnвЂ™t work correctly — for instance, they didnвЂ™t give you the right documents
- you had been under 18 whenever you signed the contract
- enough time limitation for recovering your debt has come to an end, typically 6 years